Other Loans & Promos

Finance a Ride, Fund a Classroom: Drive Away with Great Rates and Give Back to Local Teachers!

Looking to upgrade your ride, set sail, or hit the open road while making a real difference in your community? Finance or refinance with Copper Basin FCU this August, and we’ll help you fund local education!
The Perks:

• $50 Teacher Donation: We’ll donate $50 to a local K-12 teacher of your choice for every qualified loan closed.
• Roll or Float: Applies to new purchases and refinances for cars, boats, motorcycles, RVs, and more.
• Competitive Rates: Enjoy low monthly payments backed by local service that puts your community first.

$50 donation paid to the K-12 teacher designated by the member upon loan closing. Eligible loans include new or refinanced titled vehicles and watercraft. Subject to credit approval and collateral guidelines.

Get the Keys to Your First Car

Building credit can be difficult without an established history, but our First-Time Auto Borrower Program is designed to look at your future financial potential. We prioritize your current employment stability and income over a lengthy credit history so you can purchase a vehicle with confidence.

The Perks

• From $5,000 to $15,000 in flexible vehicle financing.
• Up to 100% Financing Available (before GAP and Warranty).
• Down Payment Match: Bring at least $500 to the table, and we will match your down payment up to $1,000!

How to Qualify

• Age & Income: 18+ years old with a minimum monthly income of $1,800.
• Job Stability: At least 6 months with your current employer.
• Healthy Finances: Maximum 40% Debt-to-Income (DTI) and clean credit history (no collections, charge-offs, vehicle repossessions, or bankruptcies).
• Verification Required: Proof of income (e.g., paystubs) and proof of residency (e.g., Driver’s License or utility bill).

Vehicle & Loan Setup: To keep your payments on track, approved auto loans require automatic payments, direct deposit (if your employer offers it), and a GPS device installed on the vehicle.

What is Money for Moments?

Life doesn’t always happen on a schedule. Money for Moments is a smart, convenient way to get cash when the unexpected happens. Whether it’s a car repair, a medical bill, or a last-minute opportunity, we’ve got your back.

Key Benefits:

• Fast approval – get your decision in minutes
• Funds in a flash – money in your account 24/7/365
• No credit check worries
• Fair, credit union rates – not payday loan traps
• Manage everything online
• Helps build your credit history*

*Unlike payday loans, responsible repayment on your Money for Moments loan can positively impact your credit score.

Tell your credit cards to take a hike!

Transfer your high-interest credit balance to your Copper Basin FCU Visa and GET FREE!

Payoff debt, simplify your payment and save money with our great terms including:

• No balance transfer fees
• No annual fee
• Limits up to $20,000
• Rates as low as 10% APR*

Looking for a way to pay for that?

From the fun and exciting to the unexpected and stressful, we got you! When your child needs braces, the car breaks down, the pet is sick again, medical bills or dental bills are due, or the sandy beaches and adventures are calling your name…we are here to help!

We have loans for whatever you need!

RVs, Motorcycles, & Boats

Discover a world of endless possibilities with great rates on RVs, motorcycles, and boats. Whether you’re dreaming of hitting the open road, feeling the wind in your hair, or cruising the open waters, we have the perfect financing solution to make it a reality.

Apply online today, give us a call, or stop by to see what options work best for you.