Fast Cash, Whenever You Need.
What is Money for Moments?
Life doesn’t always happen on a schedule. Money for Moments is a smart, convenient way to get cash when the unexpected happens. Whether it’s a car repair, a medical bill, or a last-minute opportunity, we’ve got your back.
Key Benefits:
- Fast approval – get your decision in minutes
- Funds in a flash – money in your account 24/7/365
- No credit check worries
- Fair, credit union rates – not payday loan traps
- Manage everything online
- Helps build your credit history*
*Unlike payday loans, responsible repayment on your Money for Moments loan can positively impact your credit score.
How it Works
- Apply Easily: Log in and apply in minutes, right from your phone or computer.
- Quick Decision: Our system reviews your account and gives you an instant decision.
- Get Your Cash: Approved funds go directly into your account, even on weekends and holidays!
Loan Eligibility & Details
To be eligible you must:
- Be an active Copper Basin FCU member for a minimum of 3 months
- Be the Primary Account holder
- Be 18 years or older
- Have direct deposit established with Copper Basin FCU
- Not have any prior Money for Moments loans that are still open
Loan Details
- Loan Amounts: Borrow between $200 and $2,000
- Interest Rate: 27%
- Repayment Term: Up to 12 months
- Application Fee: $20 non-refundable fee, regardless of approval status
- Maximum of 1 Money for Moments loan open at a time
- Maximum amount not to exceed $2,000
- No credit report required
Important Note: Meeting eligibility requirements does not guarantee loan approval.