CO-OP Shared Branching ι
VA loans ι
courtesy pay ι
debit cards ι
ATM/debit card notice
CO-OP Shared Branching
We participate in shared branching with CO-OP, a cooperative effort between credit unions nationwide to assist each other’s members. As a result, you can conduct business on your CBFCU accounts at other credit unions throughout the country as though you were at your local branch!The following services may be available to you at various locations throughout the United States:
- Cash checks and make deposits (deposit/check holds may apply)
- Cash and check withdrawals
- Make loan payments
- Make transfers from and to any account
- Purchase money orders, Traveler’s Cheques and official checks
- Obtain balance inquiries
Find a CO-OP Shared Branch
Once at a CO-OP Shared Branch, tell them that you’re a Member of "Copper Basin FCU" and provide your member number and a valid Driver's License.
Shared Branching FAQs
We now offer VA Loans!
Click here for more info or contact Jessica Grostic at 423.496.3812 or email.
Need Quick Cash?
Overdraft Privilege (Courtesy Pay) permits you to overdraw your checking account up to $500 (including fees). You will be assessed a $35 fee per item that clears your account. Should you inadvertently overdraw your account, we have the discretion to cover your overdrafts up to $500.00 after first subtracting the amount of the overdraft fee(s). When your items are paid, this service will help save you the embarrassment and inconvenience of a returned item as well as the fee normally charged to you by merchants for items returned to them. The Discretionary Overdraft Privilege is available for checks and ACH/EFT transactions. You can get access to the funds on your debit card by Opting In. for form. Just sign and return Opt-In Notice Form to Credit Union. Read our Opt-In Notice Form
Important Information for Debit Card Holders
If you use your debit card at a gas pump, regularly an amount will be blocked — often $75 or $100 — on your card. That amount doesn’t “un-block” as you drive away. Instead, the hold remains up to 72 hours, until the station does a "batch" transaction that lets the credit union know the actual amount.Each big oil company has a different policy. The reasoning behind this policy is that oil companies don’t know how much gas you’re about to pump and so they earmark a certain amount of your money. While the length of the hold is up to the credit union, the amount of the hold is up to your gasoline retailer.
If you have further questions, please contact us! (423) 496-3812 or (706) 632-4888.
ATTENTION MEMBERS:
New Federal Rules For ATM/Debit
Do you currently have a checking account with an Debit card through Copper Basin Federal Credit Union? If so, there are NEW Federal Regulations regarding the overdraft rules for your ATM/debit cards that you need to know.
Read our Opt-In Notice Form
