Member Rates
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Loan Rates

Rates as of 1/1/2017

Term Daily Periodic Rate Rate
New Vehicle Rates
Up to 36 Months .008191% 2.99%
Up to 48 Months .008904% 3.25%
Up to 60 Months .009589% 3.50%
Up to 72 Months .010273% 3.75%
Used Vehicle Rates - 2016-2015
Up to 36 Months .008904% 3.25%
Up to 48 Months .009589% 3.50%
Up to 60 Months .010273% 3.75%
Used Vehicle Rates - 2014-2013
Up to 36 Months .010958% 4.00%
Up to 48 Months .011643% 4.25%
Up to 60 Months .012328% 4.50%
Used Vehicle Rates - 2012-2011
Up to 36 Months .013013% 4.75%
Up to 48 Months .013150% 4.80%
Up to 60 Months .013671% 4.99%
Used Vehicle Rates - 2010 and Older
Up to 48 Months .017123% 6.25%
2017-2016 RVs & Farm Tractors
Up to 48 Months .011643% 4.25%
Up to 60 Months .012328% 4.50%
Up to 72 Months .013013% 4.75%
Up to 120 Months .015753% 5.75%
Used RVs & Farm Tractors - 2015-2008
Up to 48 Months .013698% 5.00%
Up to 60 Months .014383% 5.25%
Used RVs & Farm Tractors - 2007 and Older
Up to 48 Months .017808% 6.50%
Small Personal RVs - 2017
Up to 60 Months .017808% 6.50%
Small Personal RVs - 2016-2007
Up to 48 Months .019178% 7.00%
New Garden Tractors
Up to 42 Months .015753% 5.75%
Signature Loans
Up to 60 Months .0281% 10.25%
Up to 36 Months .0267% 9.75%
Up to 24 Months .0253% 9.25%
Up to 12 Months .0240% 8.75%
Share Secured Loan
This APR will vary with the market based on the dividend rate .0055% 2.025%
Certificate Secured Loan
This APR will vary with the market based on the dividend rate .0057% 2.10%
Student Loans
Up to 60 Months .0219% 8.00%

Interest rates listed may vary based on credit. The rates listed are available for members with 700+ beacon scores.

Rates subject to change at any time.



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Copperhill Office: 771 Ocoee Street, Copperhill, TN 37317, (423) 496-3812, Mon, Tues, Thurs, Fri: 9 - 5:00, Sat: 9 - 12, Wed: Closed
Blue Ridge Branch: 85 Orvin Lance Drive, Blue Ridge, GA 30513, (706) 632-4888 or (800) 207-2021, Mon, Tues, Thurs, Fri: 9 - 5:00, Sat: 9 - 12, Wed: Closed


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