Enhanced Authentication Upgrade ι
Courtesy Pay ι
Holiday Closings ι
Debit Cards ι
ATM/Debit Card Notice ι
It’s that time of year again...
Christmas Skip-a-payment is back!
You can choose to skip your Nov 30th 2016, Dec 31st 2016, or January 31st, 2017 payment. The charge is $25 per loan and only ONE month can be skipped per loan. Come in to either office and sign up for your Skip A Payment today! Real Estate/Mortgage loans are not eligible.
Enhanced Authentication Upgrade Coming 4/17/2014
On 04/17/2014, we will upgrade Enhanced Authentication. Beginning on 04/17/2014, the image that currently appears above the Security Code will no longer be displayed. After you log on, you will be prompted to re-enroll in Enchanced Authentication by selecting new security questions and a Security Phrase. After enrollment, when you logon, this phrase will display in the same place as the previous image. For additional details about the change, CLICK HERE
NEED QUICK CASH??
(Courtesy Pay) permits you to overdraw your checking account up to $500 (including fees). You will be assessed a $35 fee per item that clears your account. Should you inadvertently overdraw your account, we have the discretion to cover your overdrafts up to $500.00 after first subtracting the amount of the overdraft fee(s). When your items are paid, this service will help save you the embarrassment and inconvenience of a returned item as well as the fee normally charged to you by merchants for items returned to them. The Discretionary Overdraft Privilege is available for checks and ACH/EFT transactions. You can get access to the funds on your debit card by Opting In. Click Here
for form. Just sign and return to Credit Union.
2014 Holiday Closings
Please see our Office Information
page for a list of 2014 Holiday Closings.
Important Information for Debit Card Holders
If you use your debit card at a gas pump, regularly an amount will be blocked -- often $75 or $100 -- on your card. That amount doesn't "un-block" as you drive away. Instead, the hold remains up to 72 hours, until the station does a "batch" transaction that lets the credit union know the actual amount.
Each big oil company has a different policy. The reasoning behind this policy is that oil companies don't know how much gas you're about to pump and so they earmark a certain amount of your money. While the length of the hold is up to the credit union, the amount
of the hold is up to your gasoline retailer.
If you have further questions, please contact us! (423) 496-3812 or (706) 632-4888.
New Federal Rules For ATM/Debit
Do you currently have a checking account with an Debit card through Copper Basin Federal Credit Union? If so, there are NEW Federal Regulations regarding the overdraft rules for your ATM/debit cards that you need to know.
Click here for details...
New Blue Ridge Location Now Open!
Our Blue Ridge branch has moved from its old location at Clock Tower Crossing. We are now located at 85 Orvin Lance Connector
behind Joe’s Carwash! Stop in and see us!