Loan Products

Autos ι RVs ι Signature ι Share Secured ι Mortgage ι Student ι Requirements




Auto Loans

Hit the road in style in the car or truck of your dreams with a credit union new or used auto loan. When you finance with the credit union, you can be sure you are getting a competitive rate and term. Our auto loan programs feature advantages you won't find at other lenders.

Recreational Vehicles

Start your summer out right by financing a new or used boat, personal watercraft, motorcycle or camper... or for your traveling or retirement needs look at financing an RV.

Signature Loans

Copper Basin Federal Credit Union offers signature loans that provide a fast and easy way to get cash when you really need it. To fit your budget, we offer flexible rates and terms ranging from 90 days to 60 months.

Share Secured Loans

Put your credit union savings to work for you with a Share Secured loan by simply pledging all or part of your credit union shares or CD(s) as collateral. When you take out a share secured loan, you pay a variable rate that is just 1% above the current share or CD rate that you pledge.

Student Loans

Now you can pay for college the smart way with great repayment options! Together we can do this.

The Copper Basin FCU Smart Option Student LoanŽ by Sallie MaeŽ is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.


Mortgage Loans

Let your credit union help you own your piece of the American Dream.  Our home mortgage loans feature a 30-year term with an adjustable rate that keeps payment affordable.  Or, finance unimproved property for up to 12 years!  Be sure to use our payment calculator to estimate your monthly payments for the various types of loans.

Apply Online

30-Year Adjustable Rate Mortgage
Option 1:This loan is kept in-house and payments are made at the credit union. Rates only adjust on year 11 and year 21 of the loan. Caps: 2% every 10 years, 4% lifetime, 1% origination fee plus actual closing cost. Loans can be up to 80% of appraised value.  Click Here to apply.

Option 2:This loan is kept in-house and payments are made at the credit union. Rates adjust annually. Caps: 1% annually, 5% lifetime, 1% origination fee plus actual closing cost. Loans can be up to 80% of appraised value.  Click Here to apply.

We offer fixed rate loans through 7 Mortgage of Knoxville, TN.

30-Year Fixed Rate Loan
Click here for rates, more information, and to apply. Finance up to 95%!  Low closing costs.  Loan offered by 7 Mortgage of Knoxville, TN - a trusted CBFCU partner.

Do you have a Home Loan question? Click Here

Still have questions? Call our Copperhill office and speak with Jessica Deal at 423.496.3812 or email at jessicadeal@copperbasinfcu.com

Loan Application Requirements

  • You must be a member of Copper Basin Federal Credit Union
  • A copy of a valid driver's license or picture ID
  • Current Proof of Income
  • Valid auto insurance (vehicle loans)
  • Buyer's Invoice from dealer, VIN# and/or actual vehicle
  • Signature loans $3500 or greater require a listing of assets and liabilities
  • $25 Loan Application fee non refundable($100 for each additional advance)
  • Download Online Auto/Signature Loan Application


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Copperhill Office: 771 Ocoee Street, Copperhill, TN 37317, (423) 496-3812, Mon, Tues, Thurs, Fri: 9 - 5:00, Sat: 9 - 12, Wed: Closed
Blue Ridge Branch: 85 Orvin Lance Drive, Blue Ridge, GA 30513, (706) 632-4888 or (800) 207-2021, Mon, Tues, Thurs, Fri: 9 - 5:00, Sat: 9 - 12, Wed: Closed


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