Share Secured ι
Hit the road in style in the car or truck of your dreams with a credit union new or used auto loan
. When you finance with the credit union, you can be sure you are getting a competitive rate and term. Our auto loan programs feature advantages you won't find at other lenders.
Start your summer out right by financing a new or used boat, personal watercraft, motorcycle or camper
... or for your traveling or retirement needs look at financing an RV
Copper Basin Federal Credit Union offers signature loans
that provide a fast and easy way to get cash when you really need it. To fit your budget, we offer flexible rates and terms ranging from 90 days to 60 months.
Share Secured Loans
Put your credit union savings to work for you with a Share Secured loan
by simply pledging all or part of your credit union shares or CD(s) as collateral. When you take out a share secured loan, you pay a variable rate that is just 1% above the current share or CD rate that you pledge.
The Smart Option Student Loan® by Sallie Mae®
For borrowers attending degree-granting institutions
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here
The Smart Option Student Loan features and benefits:
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
- No origination fee and no prepayment penalty
- Benefits and an interest rate reduction available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- 100% US-based Student Loan Specialists
Let your credit union help you own your piece of the American Dream. Our home mortgage loans feature a 30-year term with an adjustable rate that keeps payment affordable. Or, finance unimproved property for up to 12 years! Be sure to use our payment calculator to estimate your monthly payments for the various types of loans.
30-Year Adjustable Rate Mortgage
This loan is kept in-house and payments are made at the credit union. Rates only adjust on year 11 and year 21 of the loan. Caps: 2% every 10 years, 4% lifetime, 1% origination fee plus actual closing cost. Loans can be up to 80% of appraised value. Click Here
This loan is kept in-house and payments are made at the credit union. Rates adjust annually. Caps: 1% annually, 5% lifetime, 1% origination fee plus actual closing cost. Loans can be up to 80% of appraised value. Click Here
We offer fixed rate loans through 7 Mortgage of Knoxville, TN.
30-Year Fixed Rate Loan
for rates, more information, and to apply. Finance up to 95%! Low closing costs.
Loan offered by 7 Mortgage of Knoxville, TN - a trusted CBFCU partner.
Do you have a Home Loan question? Click Here
Still have questions? Call our Copperhill office and speak with Jessica Deal at 423.496.3812 or email at firstname.lastname@example.org
Loan Application Requirements
- You must be a member of Copper Basin Federal Credit Union
- A copy of a valid driver's license or picture ID
- Current Proof of Income
- Valid auto insurance (vehicle loans)
- Buyer's Invoice from dealer, VIN# and/or actual vehicle
- Signature loans $3500 or greater require a listing of assets and liabilities
- $25 Loan Application fee non refundable($100 for each additional advance)
- Download Online
Auto/Signature Loan Application