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Membership Benefits

By being a member of Copper Basin Federal Credit Union, you earn higher dividends on investments and pay lower interest on loans. Helping you save money is what we do best.

We offer an array of account options including a totally free checking account with no hidden charges or no minimum deposit required — It really is totally free! Each checking account is eligible for a Visa Debit Card, which is accepted everywhere you see the Visa logo, including ATMs. Also, to better serve you, the member, we have ATMs at our Copperhill, TN and Blue Ridge, GA locations.

At Copper Basin Federal Credit Union, your opinion counts, and our decisions are based on your needs. Our devoted employees strive to help each member on an individual level, which means you always come first with us. To make your financial experience as pleasant as the Blue Ridge Mountains, we are here to help Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturday from 9:00 a.m. to 12:00 p.m. See Office Information.

Our History

From their early origins, credit unions were unique depository institutions that were created, not for profit, but to serve members as credit cooperatives, which are organizations owned by and operated for the benefit of those using its services. The earliest cooperatives date back to the beginning of the 19th century. Copper Basin Federal Credit Union was established in 1967 as a cooperative for the workers of Cities Service, the copper industry in Copperhill, TN. In the beginning, the Credit Union's field of membership was limited to employees of Cities Service and their families. However, seeing the demand for alternative financial institutions, Copper Basin Federal Credit Union sought approval from the NCUA (National Credit Union Association) to broaden its service area.

Today, our charter allows us to service any and all individuals with a connection to Polk County, TN or Fannin County, GA. Still a small, hometown financial institution, Copper Basin Federal Credit Union offers an attractive alternative to other local financial institutions. We strive to meet the financial needs of all our members, and in doing so, we are able to offer a number services to you...our members...our owners.